Top 5 Best Forex Cards in India Nov 2020 - 100% Cashless ...

Free cash withdrawl on axis forex card

I brought an axis bank forex card from india where they gave me 4 free cash withdrawl swipes, but i was charged with 7% markup fee when i took cash out at airport. What are the compatible atm’s to withdraw cash!? Also i need to transfer money to irish bank account and wanted to know which one will be the best!?
submitted by sarthak021 to ireland [link] [comments]

Can you actually use Wealthsimple Cash? I am desperate for a no-forex fee card to use for spending in the UK

Living in the UK and my Roger's World Elite Mastercard no long provides 4% back. Hope I can just use Wealthsimple cash, but at the moment, despite having a balance, can't seem to actually use it.
submitted by personalfinance21 to PersonalFinanceCanada [link] [comments]

Forex card v/s Debit card v/s Cash

Hi! Thank you so much for the advice and suggestions and all the help guys on my earlier post!!!
I have applied for an international debit card from SBI ( State Bank of India) which I would use for emergencies.
Now I am thinking of taking some cash too. I will talk to a travel agent tomorrow.
Can you do transactions from a forex card in Poland? I have two options here: HDFC and Thomas Cook.
I am thinking of taking USD as Euro is costlier. How much USD would be enough for staying in Poland for a month?
submitted by KanikaJainKJ to Polska [link] [comments]

Forex travel cards can help carry cash abroad, but be cautious

Forex travel cards can help carry cash abroad, but be cautious submitted by newsbot_ to InNews [link] [comments]

Paytm launches forex services offering both forex card and cash

Paytm launches forex services offering both forex card and cash submitted by newsbot_ to InNews [link] [comments]

Best way for Canadian to pay US supplier?

Hi everyone.
I’m considering setting up an account with a US supplier. They only accept payments in USD and it has to be made with either US credit cards or via wire transfer. They charge a 3% surcharge on non-USD cards (including Canadian).
This will probably be a recurring payment of around $5000 every 2-3 months. What is the cheapest and most efficient way for me to do this?
Could I set up a US chequing account, convert the USD by myself since I get better rates than the bank, and pay them from that? Or do I have other options?
Thanks!
submitted by PartopiaTrading to smallbusiness [link] [comments]

“No Foreign Transaction Fee Credit Cards” Question

Hi everyone,
I have come across a question/problem and was hoping someone could provide some clarity.
I traveled to Canada last year and was recently going over my Credit Card statements (I know - super late) and noticed that the Currency Exchange rate that I was charged from my bank (Citi) wasn’t a competitive rate at all. In fact, I would have been better off exchanging the money myself at a currency exchange shop. Please keep in mind that my Credit Card is considered a “No Foreign Transaction Fee Credit Cards.”
My question: aren’t banks actually making huge profits by offering non-competitive currency exchange rates without the knowledge their card holders?
I’m asking this because I believe many people don’t factor the exchange rate into account when applying for a “No Foreign Transaction Fee Credit Cards.”
On top of this: there are Credit Cards that people use with a 3% foreign transaction fee + a non-competitive exchange rate. Is this one of the main ways that Credit Card companies make money? I know Capital One offers “No Foreign Transaction Fee Credit Cards” — but there has to be a way they can make some $$$ on this… is it by offering non-competitive exchange rates?
Any input would be appreciated — Thank you in advance.
submitted by HiiAndByee to travel [link] [comments]

Should i call the cops on my abusive fuck up of a mum

I 25F, have undergone abuse from my cunt of a mum for years. I absolutely hate her, and my dad has tried to file for divorce years ago but didn't because of my 18 year old sister and me. Something about keeping the family together.
Examples of things she'd do: -threw objects at me while I was asleep (I was in primary school) -when I was 6, she made me write the recipients name on an envelope. I wrote the address on the wrong side because I was fucking 6, and she locked me out on the balcony until I "ate the envelope". Yes, she really tried to make me eat it. -pulled a knife on me when I was still in school -whacked and punished me to make me use my right hand (I'm left handed)
My dad has become a very sad man because of her and I was always tempted to call the cops but was also afraid of what'd happen. Fast forward to when I started working, my dad decided to move the family into a huge house. He quit his corporate job to chase his passion of opening up a food stall, which affected the family income. My mum pays off the house mortgage and often tells us all that it's HER home. For every little thing we do, we get reminded that it's HER house. And I'm fucking sick of it. I used to contribute to the household expenses by giving my dad some money so he could spend it on whatever he saw fit as head of the family. I don't give the money to her because she is incredibly illogical and has fallen for multiple investment and forex scams. Due to this, she'd make a fuss and tell me I'm not welcome in HER house. I wanted to move out but felt guilty about leaving my dad with this bitch. Also, I got retrenched during covid, so have no choice for now.
Just a few minutes ago, I had a massive shouting match with her because she accused me of using her credit card for a phone purchase. I never have. The only phone I ever bought for myself was one I paid in cash for. I got really angry at her accusations and told her she's an abusive, manipulative bitch. But she refuses to admit it. Just keeps telling me I will go to hell for being so badly brought up - but she doesn't seem to see that she's the one who raised me.
I hate her guts and want to call the cops on her for the past abuse. Should I?
submitted by cranknugget to AsianParentStories [link] [comments]

16yr old learning about finance

I've been watching many videos about finance and want to summarise it into a paragraph so other people can correct me and give tips. I just want to want to set myself up for a better future and maybe learn from others mistakes.
CC1. This is the most information I have about credit cards. You can credit card churn (for travel not cash back )when 18 which you need a credit score for. Having a low utilisation rate make credit score higher. Never miss payment-lowers. Don't close cards - lowers. Don't have 0% utilsation - lowers + chance of them closing card
CC2. Become an authorised user of an credit card for good credit score. (Can it be my sister and not my mum? - My mum has incredibly low credit score which I don't want affecting mine )
CC3. Manipulate your utilsation rate by paying the amount you owe before the statement day so on the statement date it says my utilsation rate is 7% and then pay that of before due date. (Can I use 70% of my limit then pay 63% before statement date bit by bit so it says my utilsation rate is 7%?)

Real Estate
I want to move out of my city and live in London and I heard of a term "House Hacking" which sounds exactly what i want to do but know very little about tax write off ,equity and other tax and mortgage stuff.

Saving
I'm going to build a 4 months living expense emergency fund and start putting money in a investing retirement account ISA where I invest into a index fund (S&P500 or Fidelty or Vangaurd) - First question I have is can I open these up when I'm 16 and if yes then another is do I need to have consistent income?

Multiple stream of income
I have heard most millionaires/billionaires have many streams of income. So to achieve this I am going to work so I am able to pay for initial investments and to start businesses. First income stream will be generated through my job which I will quit because I don't want to trade time for money for long. Second income source interest through saving account. Third source is investment, I want to invest in Forex (this is going to be a smaller part of my portfolio as its very risky and volatile). A bigger part of my portfolio is real estate. A lot of money is going to be in index funds. Lastly a scale able business (I don't really know a lot but would like to know a lot more.) Oh I forgot, I also want to be a youtuber and instagrammer as they have many benefits like affiliate marketing through links and they also get sent a lot through sponsorships.
Please answer my questions using subheadings.
submitted by v7ut1k to UKPersonalFinance [link] [comments]

Where to change dollars?

Does ica accept dollars? Can I change dollars with banks?
submitted by bpdbpdbpdmjd to TillSverige [link] [comments]

I will be moving abroad and would need to spend a lot of money until I can set up a bank account there. What is the best way to optimize for a good exchange rate and merchant transaction costs?

More specifically, I'll be moving to the UK soon. Unfortunately, to set up a bank account, I'd need to rent a residence and to rent a residence I'd need to spend my money wisely at a good forex rate. To understand the problem more, I did some google-fu and realized that the solution should account for a few things.
- I need to use a service that is / can be attached to my Indian bank and can provide card banking facilities abroad with at a near-wholesale currency exchange rate. I want to avoid using cash-based transfer services there (eg: like what western union is usually used for).
- The service should also have the lowest possible transaction charges applied. Are there services that provide 0% markup on foreign merchant transactions or ATM withdrawals?
The service again, is just a temporary solution until I can set up a proper account abroad. I did discover that a forex card service can be used (Like Makemytrip's HDFC Prepaid), but I'm a bit nervous on understanding how it this actually works or if there's a hidden catch. I hope I can learn more about this.
This community has been super helpful with me so far, so thank you!
submitted by movingtolondon101 to india [link] [comments]

Thrills Casino (PNP) Free Spins and No Deposit Bonus

Thrills Casino (PNP) Free Spins and No Deposit Bonus

Thrills Casino Gratis Spins and Free Bonus
Welcome to Thrills Casino - Pay N Play Casino - the best free spins bonuses! Play now and collect no deposit bonus after log in. Exclusive promotions, free play games, progressive jackpots, big winners and fast payments!
>> Click Here To Play and Win <<

About THRILLS CASINO ONLINE

Thrills Casino has been online ever since 2013. The past years have been more than enough for the operator to establish itself as a fan-favourite gambling destination. Over time, the operator has shown that customers are its top priority by providing them with high-quality customer care, excellent bonus offers and user-friendly policies in general. Moreover, Thrills com casino boasts with creativity and uniqueness thanks to its very cool and modern design. All these impressive things pair well with more than 1,400 top-notch gambling games.
Thrills online casino launched as a new and exciting gambling site where players feel appreciated. The first strength of this operator, as well as the most obvious one, is the creative design that features nice colours and several casino mascots. The casino theme is strongly present throughout the entire site. This gives players a sense of belonging as they quickly attach to the mascots and feel more comfortable. A couple of years ago, the operator went through a serious transformation and, as a result, Thrills became a Pay N Play casino. The venue is now a devout promoter of responsible gaming.

BONUSES AND PROMOTIONS

Many web-based operators fail to welcome users appropriately. Sadly, not every operator understands the importance of online casino promotions. But Thrills online casino sure does. Thrills com casino is not your run-of-the-mill casino in a way that it does not offer a Welcome Bonus.
Rumours about the non-existent Welcome Bonus swirled around the web, so we personally reached out to the Customer Support to verify the info. And the truth is that there is no Welcome Bonus for newcomers. This is partly due to the fact that the casino is a Pay N Play casino (i.e. all cash transactions to and from the casino go through Trustly) and partly because it is dedicated to safe gaming.
Moreover, the lack of Welcome Offers does not hinder your experience at the venue. If anything, it strengthens it. The operator cares about your safety, and the fact that they eliminated the Welcoming Bonus means they are a safe place to play at.
That still doesn’t mean that there are no other offers at the casino.
When you become a registered player at Thrills com casino, you will instantly become eligible for a myriad offers that fall into the category of Thrills casino bonuses. BestCasinos.com team made sure to make a sweep of all new Thrills casino bonus codes. You might not need the latest Thrills casino bonus code 2020, but you still get to enjoy Cashback. The best current promo offer at Thrills com casino is the 10% Cashback which you can get every Monday. The formula for calculating Cashback is (bets minus wins (Monday 00:01 – Sunday 23:59 UTC)) * 10%. The minimum amount you can receive as Cashback is €1, while the maximum sum is €1,000. You are always equipped for the best possible experience over at Thrills online casino. As a Pay N Play casino, Thrills online casino always delivers a fast and secure experience.
>> Click Here To Play and Win <<

CASINO GAMES OFFERED

The library is the most important part of an offer at a gambling site. Like all our rated and reviewed venues, Thrills casino features hundreds of gambling games. There are over 1,400 games by several well-established game developers like Microgaming, Betsoft and Play’n GO, plus industry-leader NetEnt powers the site. In other words, players can find a game to suit their taste, regardless whether they prefer exciting video slots, traditional classic slots or creative variants of popular table games. Moreover, the venue features a wide range of live dealer games as well, where players can enjoy an authentic casino atmosphere from the comfort of their home.
A list of the games they offer: Live games, Slots, Roulette, Video Poker, Blackjack, Keno, Scratch cards, Bingo, Pai Gow and dozens of others. Regardless of your preference, this operator will deliver the best quality content that you can find in the industry right now. Popular releases like Reactoonz and Book of Dead are right at the top of the featured list. Piggy Riches, Bonanza – you name it. If you decide to check out the latest releases, just switch over to the New Games tab and enjoy the hottest arrivals to the online gambling scene.

BANKING METHODS

In September 2018, Thrills switched to a Pay N Play casino. This means all banking is handled via Trustly through your online bank. When you visit the site, you will instantly get an option to deposit your chosen sum via this banking method. The lack of other payment methods might be off-putting, but we assure you that it is not a problem. Pay N Play casinos (Trustly-powered operators) are safe, easy to navigate and boast speedy transactions.
>> Click Here To Play and Win <<

DEPOSIT METHODS

Trustly is the only deposit option offered to players of Thrills casino. This deposit method provides instantly processed money transfers that come with zero processing fees.
List of supported online banks for deposits for each country:

SWEDEN

  • Danske Bank
  • Forex
  • Handelsbanken
  • ICA Banken
  • Länsförsäkringar
  • Nordea
  • SEB
  • Skandiabanken
  • Sparbanken Syd
  • Swedbank

FINLAND

  • Aktia
  • Ålandsbanken
  • Danske Bank (Sampo)
  • Handelsbanken
  • Nordea
  • Oma Säästöpankki (OmaSp)
  • OP-Pohjola
  • POP Pankii
  • S-Pankki
  • Säästöpankki

GERMANY

  • Comdirect
  • Commerzbank
  • Deutsche Bank
  • Deutsche Kreditbank (DKB)
  • HypoVereinsbank
  • ING-DiBa
  • N26
  • Noris Bank
  • Postbank
  • Sparda Bank
  • Sparkasse
  • Targobank
  • Volksbank/Raiffeisen
Players should keep in mind that the minimum amount of cash they can upload is €10, even though for most of the bonus offers they will have to deposit at least €20. Deposits via Trustly are processed instantly.

WITHDRAWAL METHODS

Trustly is currently the only withdrawal method featured at Thrills casino. As far as we could see, withdrawals are free of charge. In terms of processing times, the site needs at least 24 hours and up to 5 business days.
List of supported online banks for withdrawals for each country:

SWEDEN

  • Danske Bank
  • Forex
  • Handelsbanken
  • ICA Banken
  • Länsförsäkringar
  • Nordea
  • SEB
  • Skandiabanken
  • Sparbanken Syd
  • Swedbank

FINLAND

  • Aktia
  • Ålandsbanken
  • Danske Bank (Sampo)
  • Handelsbanken
  • Nordea
  • Oma Säästöpankki (OmaSp)
  • OP-Pohjola
  • POP Pankii
  • S-Pankki
  • Säästöpankki

GERMANY

  • Comdirect
  • Commerzbank
  • Deutsche Bank
  • Deutsche Kreditbank (DKB)
  • HypoVereinsbank
  • ING-DiBa
  • N26
  • Noris Bank
  • Postbank
  • Sparda Bank
  • Sparkasse
  • Targobank
  • Volksbank/Raiffeisen
There’s no minimum withdrawal amount listed at Thrills casino, but it is highlighted that players cannot cash out more than €50,000 within a 24-hour period of time. Moreover, progressive jackpot winnings over €200,000 must be validated for 30 days before they are paid to the lucky player.
submitted by freespinsbonus to u/freespinsbonus [link] [comments]

Forex with Brim Mastercard

For the purposes of avoiding forex fees, I reluctantly applied for the Brim Mastercard. I currently have the Scotia Passport Visa but I want to get rid of it because I don't really make use of the lounge passes. Therefore it's not worth it.
Brim reserves the right to set their own forex rate, thus hiding possible forex fees.
I asked them about it today on the phone. They said they're still working on setting their own rates but nothing has been decided yet and no decision has even been made if they will go through with it or not. For now they said they're going with the Mastercard rate.
Does anyone possibly work for Brim or have more info? With the changes to the Rogers world elite card and avoiding the annual fee, I feel Brim is my only option.
I also don't want a prepaid card like Stack.
submitted by RationalSocialist to PersonalFinanceCanada [link] [comments]

MyChargeBack Says Fraudsters Are Moving To Bitcoin From Credit Cards

Micheal Cohen stands as the Vice President of Global Operations at MyChargeBack, a consumer protection company. Cohen had given comment in regard to how fraudsters are taking advantage of crypto transactions, particularly their irreversible nature.
At its first envisioning, one of the key selling points of Bitcoin was how it would protect retailers even more than credit cards could. Satoshi Nakamoto, the enigmatic founder of Bitcoin, gave a comeback to an early adopter’s complaint on an email on the 10th of October, 2008. The adopter, James A. Donald, complained that Bitcoin transactions weren’t instantaneously final.
Its Greatest Strength Being Turned To Weakness
In response, Satoshi highlighted the fact that paper checks can bounce following one or two weeks, with credit card transactions being capable of being contested for up to 60 to even 180 days after the fact. Bitcoin, Satoshi points out, is irreversible enough only after a few hours.
Cohen highlighted that, in some cases, a chargeback for credit cards are possible a full 18 months after the transaction was made. He further highlighted the two types of classification of credit card chargebacks: Unauthorized Use, and Authorized Use. Unauthorized, for example, is when a criminal illegally gains access to one’s credit card. Authorized, in turn, means when the cardholder themselves authorized the transaction, but they’re not satisfied with the outcome.
Cohen highlighted how, when it comes to crypto, consumers are only capable of recovering funds, should it be an unauthorized transaction. This is due to how credit companies, such as Visa or MasterCard, explicitly exclude certain industries from the authorized use category, such as gambling or crypto.
Crypto Scammers Are Like Grass In A Field
Much to Cohen’s dismay, he highlighted how crypto serves as such a convenient tool for scammers to collect funds, which are subsequently harming the mass adoption of cryptocurrencies. Cohen put it simply, highlighting that these people that got scammed through the use of crypto fraudsters, won’t be the ones that will promote the usage of cryptocurrency to others.
One of the most used tactics for these fraudsters, according to Cohen, is the offering of various services and products, typically related to forex trading. This is generally offered to an unsuspecting customer. At the last moment, the scammer eventually convinces the unsuspecting victim to pay for the service, or otherwise fund their new account by way of crypto.
Some Sliver Of Hope
Luckily for these victims, Cohen highlighted how not all hope should be lost. His company helps victims by identifying scammers, doing so by way of tracking the money movement in the blockchain. Typically, criminals opt to move to an exchange to cash out their crypto, and Cohen highlighted that many exchanges are quite eager to stamp these criminals out.
submitted by cryptoanalyticatech to Bitcoin [link] [comments]

Rate the platform

Hello I would just like to ask about how you’ve all experience crypto.com as I currently wish to purchase the 500MCO stake card
Being an Australian I just wanna know what extra costs would I have to face doing the day to day. So if I purchased coin in AUD, and then it increased in value and I wished to cash out after how would I lose money from spread/losses
Also in regards to using their Visa card.
Any advice would be super welcome!
submitted by LoopyLupii to Crypto_com [link] [comments]

Online services to avail forex - Seeking Recommendations

Hey All,
Has anyone here tried getting Forex cards/cash post- lockdown? I'd like to know some good recommendations of websites/agencies for availing foreign currency. Delivery to tier-2 cities would be an added bonus.
Let me know your thoughts :)
submitted by MeesaluvsReddit to india [link] [comments]

RapiPay announces collaboration with Maximus for Micro-ATM services

RapiPay announces collaboration with Maximus for Micro-ATM services
https://preview.redd.it/dy00hzh121t51.png?width=497&format=png&auto=webp&s=7c7237199e9082b8703d97588727eb6459f9c5f1
RapiPay Fintech Pvt. Ltd., owned by the listed Capital India Finance Ltd., has recently launched Micro-ATM services through collaboration with Maximus as the technology service provider (TSP).
RapiPay has a network of over one lakh agents (merchants/shopkeepers) to provide Banking and Financial Services across India, especially in the hinterland of the country. As a business correspondent of multiple banks, RapiPay aims to address the major issue of lack of ready access to banking services in smaller towns through a comprehensive, digitized banking service enablement program. The company holds a prepaid payment instrument license from RBI and offers remittances, Micro-ATM, AePS and bill payment services to millions of end consumers through its agents who are called RapiPay Saathis.
Maximus, as the technology partner, offers the entire digital rails to RapiPay to enable the latter to penetrate newer segments and offer essential financial services to customers near their doorstep. Maximus uses cutting-edge technology to engineer unique financial and payment products and offers these as hosted services. Maximus has the widest range of digital and card-based solutions among service providers and its customer footprint encompasses banks, payment companies and service providers across ten countries.

Micro-ATM services
Yogendra Kashyap, CEO, RapiPay stated “We are delighted to partner with Maximus for technology services for the Micro-ATM. Micro-ATM service is an important leg of our fintech journey. While we already provide ATM cash withdrawals through AePS (Aadhaar-enabled Payment Systems), with launch of our Micro-ATM handheld devices, we are taking the Micro-ATM and fintech industry to the next level.”
V. Shankar. Founder & CEO of Maximus added “The RapiPay Micro-ATM project involved building customized interfaces between our Switch and RapiPay’s middleware. In addition to transaction processing, we are providing sophisticated, automation-driven reconciliation and dispute management support, with up-to-date information available on intuitive dashboards. There is a strong intersection of interests between RapiPay and Maximus and we will continuously evolve to fulfil the digital vision of RapiPay through our innovatively engineered solutions. We are delighted that RapiPay has chosen Maximus for its technology platforms.”
About CIFL (RapiPay’s parent company)
RapiPay Fintech Pvt. Ltd. is a subsidiary of Capital India Finance Limited (CIFL), which is an India-focused, well capitalised and less leveraged NBFC. CIFL focusses on providing customised financial solutions to Mid-corporates and SMEs for their growth and working capital requirements. CIFL provides home loans in affordable segment through its HFC, Capital India Home Loans. Its fintech wing is RapiPay, which provides remittances and Micro= ATM services. Recently, CIFL has forayed into forex business by the name of RapiPay.
About Maximus Infoware (India) Pvt. Ltd.
Established in 2007, Maximus offers omni channel solutions for the BFSI, Transit, Smart Cities, Retail and Telecom sectors. Its EFT switching, digital payments, reconciliation, fraud & risk management and cash management solutions use innovative technologies and are state-of-the-art. The product portfolio of the company covers full digital payment, assisted payment and card-based payment rails for Rupay, VISA, MasterCard and other international schemes. Maximus delivers unparalleled service levels to its customers spread across ten countries under both hosted and on-premise deployment models. Its payment products are PA-DSS certified and the IT processing infrastructure is PCI-DSS and ISO/IEC 27001:13001 certified.
For business enquiries:-
[[email protected]](mailto:[email protected])
submitted by NewsPressInida to u/NewsPressInida [link] [comments]

American Express: Is it accepted in Europe?

I will be travelling to Europe this Summer and this is major concern that I have.
I do own Visa and Mastercard however, I like using American Express because of Air Miles & other perks. Plus, American Express has travel insurance on the card so it makes me feel safer using it rather than Visa or Mastercard.
Is American Express commonly accepted in Europe? Will I have a problem using American Express in stores, bars, clubs, restaurants, etc.?
Any advice is appreciated.
submitted by MarineKingPrime_ to AskUK [link] [comments]

Brim Mastercard

I'll be cancelling my Rogers World Elite due to their upcoming devaluing and some people have mentioned Brim as a good replacement due to them not charging foreign exchange fees. I've never heard of this company before and looking for reviews on them. What has been your experience with them? I would be using this only while traveling to beat forex fees.
submitted by moobox1 to PersonalFinanceCanada [link] [comments]

Best non-airmiles (cash back?) credit card in Singapore

I have always used an airmiles card for Singapore Airlines miles. I might not be flying in the near future so thought about applying for a second credit card, and I thought cashback is the best deal right now. Has anyone researched the best cashback credit cards?
I thought the only ones worth considering are:
- UOB One card - gives you fixed cashback of SGD300 if you spend at least SGD2,000/month for 3 consecutive months (or 5% cashback if you spend exactly SGD2,000/month as you get no cashback for the excess) and fixed cashback of SGD50 or SGD100 if you spend at least SGD500/month or SGD1,000/month, respectively for 3 consecutive months (or 3.3% cashback if you spend exactly the minimum) (but dealing with UOB is the most painful experience on the planet; this is a bank that will send you a SMS that they sent you a physical letter to ask you to send them an e-mail)
- American Express True Cashback - 3% on first SGD5,000 if you spend SGD5,000 within first 6 months; 1.5% otherwise with no minimum (great as a second card if you hit the cap of another card and regularly spend beyond the SGD2,800 spend limit for cashback of the UOB One; also gives you 2.5% cashback on non-SGD spend but you would save by using Transferwise or a similar challenger bank card to pay for lower forex rather than paying an inflated credit card forex rate and getting 1% back)
- HSBC Advance - SGD150 on first SGD800 if you spend SGD800 in first month; 1.5% up to SGD70/month otherwise (2.5% if you are HSBC Advance client); 2.5% for dining, utility and telco bills with SGD2,000/month minimum spend (could be useful as a second card like the Amex True Cashback)
- UOB YOLO - gives you 8% cashback (capped at SGD60/month or cash back on up to SGD750/month spend) on weekend dining, entertainment and Grab (3% on weekdays) with minimum SGD600/month spend (could be useful if you are ordering fancy weekend takeout a lot right now)
- OCBC 365 - gives you 6% cashback (capped at SGD80/month or cash back on up to SGD1,333/month spend) on dining and online food orders, and 3% cash back on grocery, telco and utilities, with minimum SGD800/month spend (could be useful if you are ordering a lot of takeout right now, but OCBC is also harder to deal with)
- DBS Live Fresh - gives 5% cashback capped at SGD60/month but requires minimum spend of SGD600/month; gives actual monthly cashback of up to SGD20 on SGD400 per category for "online", "eligible Visa Contactless", and all other spend (you get up to SGD40/month cashback on SGD800/month spent in two broad categories (online and Visa contactless) but a lot of hassle for up to 3 x SGD20/month and useful only if you spend so much (and still want to squeeze out this SGD60/month of cashback!) that you max the cap on the better cards; again, you might make a loss by forgetting about the card and having to pay late fees, annual renewal fee, etc)
- Maybank Friends and Family - 8% cashback (capped at SGD80/month or cash back on up to SGD1,000/month) on groceries (including online grocery), fastfood (including Deliveroo and Foodpanda), petrol, ride hailing, and telco, with minimum SGD800/month spend to receive 8% rate (useful if you spend closer to SGD1,000/month on groceries but that's not everyone)
Other options (that are nowhere as good as they first seem) would be:
- Citi SMRT - gives 3% cashback on "online" shopping and 5% on selected groceries, McDonalds and other fastfood, Starbucks and other coffee, movie; minimum spend of SGD300/month (plus 2% on ez-Link top up, if you want a couple of dollars more a month!) (looks like a huge hassle because you get "SMRT$" instead of real dollars up front; could be useful as a second card if you max out the caps of the better cards, carefully check if a merchant counts as "online", and if you buy your groceries at Fairprice, Giant or Sheng Shiong)
- Citi Cash Back - gives 8% cashback capped at SGD75/month for dining, grocery and petrol but requires minimum spend of SGD888/month; gives actual monthly cashback of up to SGD25 on SGD312.50 per category for dining, grocery and petrol (a lot of hassle for up to 3 x SGD25/month, you might make a loss by forgetting about the card and having to pay late fees, annual renewal fee, etc)
- POSB Everyday - could be useful if you shop at Sheng Siong and the other places covered by the card
- Bank of China family - gives you 10% cashback on dining of up to SGD25/month on SGD250/month and 3% on online shopping, with minimum SGD800/month spend (if you want to do the accounting acrobatics to keep track of the details...)
- QUESTION - Maybank Visa Infinite - featured in the Straits Times June 14, 2020 edition as being the only card that racks up rewards points for insurance premiums, but I cannot figure out the card based on the Maybank website. It emphasises air miles as its perks and says it has a SGD600 annual fee (waived for SGD60,000 annual spend).
Has anyone else applied for non-airmiles cards? Happy to hear people's thoughts.
UPDATE: I was wondering what the best spending plan is for someone who spends at least SGD2,000-3,000/month. Below that, you should focus on the minimum spend for one card and above that, you would put the excess in a card like the Amex, Standard Chartered or HSBC Advance with a no cap 1.5% cash back.
I was thinking:
DBS Live Fresh - Spend your first SGD800/month of online and Visa contactless on this card (two broad categories) for 5% cash back
UOB Yolo or OCBC 365 - Spend up to SGD 750 or SGD1,333/month on weekend dining or dining and other qualified spend here for 8% or 6% cash back
UOB One - Put your spend that does not go to a higher cash back card here and make sure you hit exactly SGD500, 1,000 or 2,000/month for SGD50, 100 or 300 cash back/quarter (again, you get no cash back for the excess)
American Express True Cash Back - Put your spend here after you hit the monthly target on the UOB One
UPDATE: I tried applying for the UOB One, took UOB two months to process my application, then they say after approval, they need two business days to process the release of the actual credit card then two business days to deliver. I tried HSBC, Amex and DBS and they processed and delivered the actual card on the third business day after application (not after approval but after submission of the application)
submitted by josemartinlopez to singapore [link] [comments]

Should I Apply for Amazon's Credit Card?

I currently have a credit card with Tangerine, where I get 2% back on most things but only 0.5% back on Amazon. I realize this doesn't really make sense for me as I make most of my purchases through Amazon over everywhere else.
Are there any downsides to me applying for the Amazon CC? [Here is the link to it]( https://www.amazon.ca/gp/product/B07MJM4F44/ ). It seems to have horrible customer reviews. 5% for the first 6 months and 2.5% back after with no fees. It's also a better catch-all at 1% for other stuff, whereas Tangerine is only 0.5%.
It's an easy choice for me, but I'm not sure if I am missing anything.
submitted by amzmc2pctilih to PersonalFinanceCanada [link] [comments]

Synchrony is opening their 2% flat-rate card to applications

Invitation-only for now. $150.00 SUB after spending $1,500.00 in 90 days. This is the exact same card that people who had the Toys R Us card were PC'd to. It's basically the same as their PayPal card, only without the requirement to have a PayPal account; not sure how cashback is given, if there's a foreign transaction fee, etc.
Assuming the Toys R Us thing was their initial test, I wouldn't be surprised to see this open to unsolicited applications in the next few months.
submitted by MericaMericaMerica to CreditCards [link] [comments]

Forex Card Kya hai  Forex Card or Cash Which is Better ... [Gift] Forex Cash Cloud SystemAdrian Jones New System FOREX CARD OR CASH - WHICH IS BETTER? IS CREDIT CREDIT CARD BETTER OVER DEBIT CARD 5 Things you need to Know about Forex Cards. - YouTube Forex Cash Card

Collect your cash from one of our London stores just 15 minutes after it’s been approved. Order online to save you queuing in busy bureaus. Find out more. International payments. Making your money go further, wherever you are. Send money around the world at great rates with the support of our currency experts. Take advantage of our wide range of services including spot, forward and same-day ... Installation Files: Forex Cash Cloud.exe. Related Products. Added to wishlist Removed from wishlist 1. Forex Stryder Strategy. Total sales: 1 pcs. $ 11.89. Add to cart. Added to wishlist Removed from wishlist 0. FX Aurora. Total sales: 2 pcs. $ 16.65. Add to cart. Added to wishlist Removed from wishlist 0. Forex Market Geometry. Total sales: 7 pcs. $ 11.89. Add to cart. Top Offers. EA Ouro ... Forex Card; A smart, efficient Forex Card so you enjoy your travels. Affordable Home Loans; Your dream home is now in your budget. Super quick disbursals and attractive interest rates. Send Money Abroad; Now send money overseas to your family members, friends and other loved ones instantly from the convienence of your home. Another thing that you can do with a forex card is to withdraw the cash in a hassle-free manner. If you’re packing your bags for your trip and looking for a forex card to choose from several options, look no further, as this article will help you in making an intelligent decision. Below are some of the best forex cards in India that you might want to have a look at. Table of Contents. 1 YES ... Some forex brokers, including well known brands like Hot Forex, offer traders special prepaid debit cards, which let them make fast, easy and secure deposits and withdrawals from their accounts.. And you will be able to use your debit card, issued by your broker, exactly as your VISA or MasterCard – for online purchases, ATM cash withdrawals and point- of- sale (POS) payments. There are three ways to spend money when traveling abroad – cash, credit card and forex card. It’s difficult to find the best forex card. Because some cards charge you a fixed amount of Rs 150 for issuing the card while others offer it to you for a higher fee of Rs 500. Some cards are single currency while others are multi-currency ones. Some are designed for frequent travelers while ... From Currency Buying Rate Selling Rate Value Date; OMR: 1: 1: 10 Nov 2020; AED: 0.1043: 0.1054: 10 Nov 2020; AUD: 0.277: 0.28394: 10 Nov 2020; BDT: 0.00448: 0.0046 ... Our Borderless Prepaid Multicurrency Card is a smart card card that takes care of all your forex needs. It is a simple card that effortlessly fits in your pocket and empowers you to shop and explore like an avid traveler. No matter which country you are in, use this single prepaid forex card to splurge and pamper yourself, as well as withdraw money from ATMs. A Forex card is safer than cash, cheaper than other cards and as convenient as your debit or credit card. Best Exchange Rate: The foreign currency exchange rates for a Forex card are better than foreign currency notes. You can save anywhere between 2% to 4% (depending on currency) by just switching from currency notes to Forex card. Convenience: Forex cards are easy to carry compared to a ... Withdrawing Cash using your Credit card comes with a charge called Cash Advance fee, irrespective of whether you used the card in India or Abroad. The fee, however, is higher when you use your card abroad. And when you withdraw money from ATMs abroad using your debit card, you will have to pay a withdrawal fee. This is the fee that your bank agrees to pay to the bank whose ATM you used to ...

[index] [1706] [8293] [18358] [20272] [22731] [20534] [25826] [18925] [20026] [26903]

Forex Card Kya hai Forex Card or Cash Which is Better ...

Ang "Walastik na Plastic" Forex BDO Cash Card, We will let you know how does this cash card work. You will be able to see how convenient and safe this card it. Go get your Forex BDO cash card today! # forex card or cash which is better # forex card or international debit card # bookmyforex # us dollars rate # forex card price india # best forex card in india # forex card vs debit card # forex ... Forex Cash Cloud. But what exactly is Forex Cash Cloud system? It gets its name from the fact that profits, in any market tend to accumulate at certain points, which Adrian calls Cash Cloud areas ... Hello Everyone, Welcome to Intelligent Talk With GG Friends, If you are planing for international travel then you really need to watch this video. In this vi... 5 Things you need to Know about Forex Cards. Travelling Abroad - Looking forward to Take Money. Here are the list of 5 things you must know to make the best ...

http://binary-optiontrade.acanenca.tk